SERVICES / BUYING YOUR HOME
Buying Your Home
Buying a house in Southern NH is different from buying one in Massachusetts. The P&S works differently. Septic and well matter. The towns do not price alike. I walk you through every number on the closing disclosure before you sign anything, and I answer texts at 11pm because that is when the questions actually come.
WHAT YOU GET
Concrete deliverables, in writing.
A buyer representation agreement that explains itself.
Post-NAR August 2024, every buyer signs one. Mine is plain English, the compensation is spelled out, and we walk through it before you sign.
Off-market and pre-market visibility.
I have been in these towns long enough to hear about houses before they hit Zillow. Sometimes that is the whole ballgame.
Inspection and P&S walkthrough.
Septic, well, radon, lead paint if the house is pre-1978. I tell you what actually matters and what is cosmetic.
A clean close.
Title, financing, appraisal, walkthrough. I coordinate with the lender and the closing attorney so the day you get the keys is boring in a good way.
WHO THIS IS FOR
If any of these sound like you, we should talk.
First-time NH buyers.
You have never done this before. I explain P&S, earnest money, escrow, septic, and every line item without talking down to you.
Move-up buyers with a home to sell.
Two transactions, one calendar. We thread the needle so you pack once and do not carry two mortgages.
Investment buyers in the Derry and Salem rental market.
I know which streets cashflow and which do not. Honest numbers, not rose-colored projections.
HOW IT WORKS
Step by step, no surprises.
- Step 01
A 15-minute call.
Your timeline, your budget, your must-haves. Lender recommendations if you do not have one yet.
- Step 02
Buyer representation agreement.
Plain English, walked through together. Compensation is transparent, not buried.
- Step 03
Tour the towns.
Not just the houses, the neighborhoods. I drive you through the ones you have not considered yet.
- Step 04
Offer and negotiate.
I position the offer terms, not just the number. That is often what wins in a multi-offer situation.
- Step 05
Inspect, close, keys.
I am at the inspection. I am at the closing. I call the day after to make sure the trash pickup is right.
IN THEIR OWN WORDS
Real clients, real outcomes.
“Texted Karyn at 10:30pm about a listing. She had showing times back to me before I woke up. That is the level she operates at. Closed on the 3BR in April, under contract in eight days.”
“First-time buyer here. I had no idea what a P&S was, what a septic inspection cost, any of it. Karyn broke it all down for me in normal English. No jargon, no talking down to me. Closed on my first house last October.”
“Bought an investment duplex with Karyn's help. She knows the Derry rental market cold. Told me straight up which streets cashflow and which do not. Two years later the numbers have held exactly where she said they would.”
“Karyn knew the Londonderry school feeder lines better than the school district website. We have two kids and that mattered. Ended up on the right side of Mammoth Road for us. Could not have figured that out ourselves.”
QUICK QUESTIONS
The ones I get asked every week.
Do I need to sign a buyer agreement before we see houses?
Yes, after the August 2024 NAR settlement, every buyer signs a representation agreement before touring. The FAQ page explains exactly what is in mine.
What is a septic and well inspection going to cost?
Septic inspection typically $400-$700, well water test $150-$300 depending on panels. I walk you through what each one checks for.
NEXT STEP
Pick a 15-minute slot, no pressure.
If I can answer your buying question in 15 minutes, I will. If we need another call, we book it.