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Haverhill, MA

Haverhill, MA Real Estate

Where I finished my teaching career. Gateway city on the Merrimack.

Residential tax rate (MA, FY2026)
$10.61 per $1,000
Tax on a $500K assessment (FY2026, before exemptions)
$5,305
Commute to Boston
45 min · I-495 to I-93
School district
Haverhill Public Schools / Haverhill High School

Source: Mass. Division of Local Services, FY2026 tax rates, checked Oct 2, 2026

Last reviewed

Winnekenni Castle's stone walls framed by autumn foliage and garden beds, Haverhill, MA
A look around

Around Haverhill

  • Kenoza Lake
    Kenoza Lake
  • Winnekenni Castle
    Winnekenni Castle
  • Downtown Haverhill along the Merrimack from above
    Downtown Haverhill along the Merrimack from above
  • Buttonwoods Museum
    Buttonwoods Museum
  • Lake Saltonstall, Plug Pond
    Lake Saltonstall, Plug Pond
  • Brick downtown buildings along the Merrimack River floodwall on a clear winter day, Haverhill, MA
    Downtown Along the Merrimack
  • John Greenleaf Whittier birthplace
    John Greenleaf Whittier birthplace
  • Merrimack riverfront dusk
    Merrimack riverfront dusk
  • Gazebo, Bradford Common
    Gazebo, Bradford Common
  • Merrimack River waterfront with a working downtown on the north bank in Haverhill, MA
    Merrimack River waterfront with a working downtown on the north bank
  • Wicked Axe in Haverhill, MA
    Wicked Axe
  • Keons Restaurant in Haverhill, MA
    Keons Restaurant

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Living in Haverhill

A neighbor’s read on Haverhill.

Karyn Emerson finished her teaching career in Haverhill Public Schools. Now she guides Haverhill purchases and sales for Jill & Co. Realty Group, comparing commuter rail and I-495 options street by street. Jill & Co. Realty Group is powered by The Real Brokerage. Massachusetts transactions are handled through Real Broker MA LLC.

Haverhill is where I finished my teaching career, working with beginner language learners in the public schools, so the city feels like home ground to me. It sits on the Merrimack River at the New Hampshire line, with downtown on the north bank and the Bradford section across the river reading more suburban.

Ward Hill, Rocks Village, and the Highlands each have their own character. Downtown along Washington Street and Merrimack Street still shows the brick buildings of the city's shoe-making era, and the riverfront has restaurants and a boardwalk.

Haverhill station, at Railroad Square on Washington Street, is the northern end of the MBTA Haverhill Line and a stop on the Amtrak Downeaster, and Bradford has its own commuter rail station. I-495 runs across the city with several exits.

Winnekenni Park, with its 1870s stone castle above Kenoza Lake, is the city's big outdoor space, and Lake Saltonstall adds more water. The John Greenleaf Whittier Birthplace and the Museum of Printing keep the history close.

Northern Essex Community College has its main campus here. Haverhill Public Schools serve the city.

Homes range from downtown lofts and multi-families to older homes in the Highlands and colonials in Bradford. Haverhill buyers get commuter rail and I-495 options compared street by street, and a full rent roll review on any multi-family.

The best way to really feel out a town is a thirty-minute call. Tell me what you are trying to do. I will tell you honestly whether Haverhill is the right fit or whether another town in the service area gets you closer to the life you are trying to build.

What makes it itself

What makes Haverhill itself.

  • Haverhill Public Schools, where I finished my teaching career with beginner language learners

  • Merrimack River with downtown on the north bank

  • The Bradford section across the river reads more suburban

  • MBTA Haverhill Line to Boston's North Station

  • Brick downtown from the city's shoe-manufacturing era

Off-market

Tell me what you want.
I am the search.

A lot of Haverhill’s best homes sell before they ever reach Zillow. Estate sales, pre-market relists, the neighbor who is finally downsizing and wants one quiet conversation before it goes live. Call me and tell me what you are looking for, and I will tell you what is actually moving in Haverhill right now.

Before it is public

I hear about pre-market Haverhill homes from other Jill & Co. agents, from neighbors, and from past clients. Text me the street or the price range you have in mind.

Know it first

Only the showings worth it

I tell you which Haverhill listings are worth the Saturday drive. Septic age, foundation water, flood-zone oddities: I have seen them all here for twenty years.

Spend Saturdays well

Comps you cannot search

A closed price is only part of the story. Concessions, contingencies, how many offers it had, and what Haverhill’s $10.61 per $1,000 tax rate adds to the monthly payment. I know what each house actually sold for, beyond the headline number.

See the full picture

Schools

Haverhill Public Schools / Haverhill High School

Haverhill Public Schools serve the city through Haverhill High School.

Source: Mass. DESE, school and district profiles, checked Oct 9, 2026

Attendance boundaries are set by the district office. I pull the current official boundary map for any address you are considering before you write an offer.

Commute

45 minutes to Boston (I-495 to I-93)

  • Boston
    45 min via I-495 to I-93, without traffic.
  • Manchester & the airport
    Manchester-Boston Regional Airport (MHT) is about 45 minutes without traffic. Downtown Manchester is about 45 minutes.
  • Portsmouth / Seacoast
    Market Square in Portsmouth is about 40 minutes without traffic via I-495 and I-95.
  • Transit
    Haverhill and Bradford stations on the MBTA Haverhill Line run to Boston's North Station, and the Amtrak Downeaster stops at Haverhill. MeVa Transit buses cover the city.

Source: MBTA schedule, checked Oct 2, 2026

On the map

Where Haverhill sits

The outline shows Haverhill's town lines. Knowing which side of a boundary a home sits on can change the school, the tax bill, and the commute. That is exactly the kind of thing I walk buyers through.

Common questions

Real estate in Haverhill, MA, answered.

Who is a real estate agent in Haverhill, MA?

Karyn Emerson finished her teaching career in Haverhill Public Schools. Now she guides Haverhill purchases and sales for Jill & Co. Realty Group, comparing commuter rail and I-495 options street by street.

How far is Haverhill from Boston?

Haverhill has two MBTA Haverhill Line stations, Haverhill and Bradford, and Haverhill station is also an Amtrak Downeaster stop. By car, figure about 45 minutes to Boston via I-495 to I-93 outside rush hour.

Source: MBTA schedule, checked Oct 2, 2026

What school district serves Haverhill?

Haverhill Public Schools serve the city through Haverhill High School.

Source: Mass. DESE, school and district profiles, checked Oct 9, 2026

What is the property tax rate in Haverhill?

Haverhill's FY2026 residential rate is $10.61 per $1,000, about $5,305 a year on a $500,000 assessment. Just over the state line, Plaistow, NH had a 2025 total rate of $14.44.

Sources: Mass. Division of Local Services, FY2026 tax rates; NH Department of Revenue Administration, 2025 tax rates, checked Oct 2, 2026

What is Winnekenni Park?

Haverhill's big outdoor space, with an 1870s stone castle above Kenoza Lake and trails through the woods.

Real answers. Thirty minutes.

Want to know if Haverhill fits your life?

Pick a thirty-minute slot. Tell me what you are trying to do. I will tell you whether Haverhill is the right answer, or point you toward the town that is.

  • Born and raised in Salem, NH
  • Licensed in NH and MA
  • Free, thirty minutes